Comments on: ARE YOU KIDDING ME??? http://yourebroke.com/blog/?p=40 Mon, 06 Sep 2010 15:17:12 +0000 http://wordpress.org/?v=2.3.1 By: Kim Beaty http://yourebroke.com/blog/?p=40#comment-826 Kim Beaty Mon, 24 Mar 2008 13:04:36 +0000 http://yourebroke.com/blog/?p=40#comment-826 Ok - This seems to be the only contact I can find for Larry - Long story short - couple, 1 kid, 1 income 50K gross, 80k in debt - have a lawyer ready to file chapter 7 - don't want to - don't see anyway out...what do we do??? Kim Ok - This seems to be the only contact I can find for Larry - Long story short - couple, 1 kid, 1 income 50K gross, 80k in debt - have a lawyer ready to file chapter 7 - don’t want to - don’t see anyway out…what do we do???

Kim

]]> By: yup.... http://yourebroke.com/blog/?p=40#comment-800 yup.... Sat, 15 Mar 2008 15:33:59 +0000 http://yourebroke.com/blog/?p=40#comment-800 At first, I didn't know what to make of you, you are one tough love kinda guy......but you are absolutely right and the way you put things shows how utterly ridiculous our thinking is. I LOVE the example of the plasma t.v. sneaking in and surprising someone in the middle of the night : Santa now leaves the bill, with high interest rates. My husband almost bust a gut laughing at that one. We are in very good shape, doing exactly what you said : spending less than we earn and putting money in a brokerage acount. But boy am I tempted by "stuff"! My parents, as immigrants did what you advocate with VERY little money. In fact, it took them 24 years to save $48K to put down on a house ( plus they paid for my college ). My father, one year not too long ago, earned $11k a year as a janitor ! They NEVER took their eye off the ball and now, they are retired, own their house outright and have significantly more savings than the 40% you talk about. All this with a 3rd grade education from a country that was led by a dictator. That is all they knew : never waste or spend all you bring in. Whether it is corn or money. And it has proven to be the only strategy they needed. It really is sooooo simple. You are so right. I use you ( and my parents ) to keep me focused and in line. It is just so easy to lose our way and follow the herd. Thank you !!!!! At first, I didn’t know what to make of you, you are one tough love kinda guy……but you are absolutely right and the way you put things shows how utterly ridiculous our thinking is. I LOVE the example of the plasma t.v. sneaking in and surprising someone in the middle of the night : Santa now leaves the bill, with high interest rates. My husband almost bust a gut laughing at that one.

We are in very good shape, doing exactly what you said : spending less than we earn and putting money in a brokerage acount. But boy am I tempted by “stuff”!

My parents, as immigrants did what you advocate with VERY little money. In fact, it took them 24 years to save $48K to put down on a house ( plus they paid for my college ). My father, one year not too long ago, earned $11k a year as a janitor ! They NEVER took their eye off the ball and now, they are retired, own their house outright and have significantly more savings than the 40% you talk about. All this with a 3rd grade education from a country that was led by a dictator. That is all they knew : never waste or spend all you bring in. Whether it is corn or money. And it has proven to be the only strategy they needed. It really is sooooo simple. You are so right.

I use you ( and my parents ) to keep me focused and in line. It is just so easy to lose our way and follow the herd. Thank you !!!!!

]]> By: box of rocks http://yourebroke.com/blog/?p=40#comment-794 box of rocks Tue, 11 Mar 2008 15:41:56 +0000 http://yourebroke.com/blog/?p=40#comment-794 forgot to add ,,,,,, the media has spent more money that the iraq war to understand how to get in the minds of people. they know how peoples brains work (or dont work,,,,,,,,, ) forgot to add ,,,,,, the media has spent more money that the iraq war to understand how to get in the minds of people. they know how peoples brains work (or dont work,,,,,,,,, )

]]> By: box of rocks http://yourebroke.com/blog/?p=40#comment-793 box of rocks Tue, 11 Mar 2008 15:39:52 +0000 http://yourebroke.com/blog/?p=40#comment-793 totally agree. people have their own ability, their own power to make choices. that is all that life is. choices. there are no wrong choices,, there is only choice, and the responsibility of it. the media shapes peoples minds. the media ( in total) has probably spent more money since the 60's, to understand how to make people FEEL a certain way, and linking THAT state to their particular product. so,,,,,, while sleepwalkers watch the hypnobox ( see TV ) they are inundated with thousands of messages to buy spend buy. simple. make different choices, get different results. dont stop experimenting. BUT, you cant change behavior till one first changes beliefs. change the beliefs, and the behavior will naturally change, as a by product. beliefs are powerful things. they influence. they are invisible. AND, as i see it, all of life, is either a belief, or a known. (whats the difference you may ask? ) the only way to know, to truely KNOW, is to experience. and everything else is just a belief. in relation to money,,,,,,,,, people BUY things to make them feel better cause the self esteem is low. or its fun. im also in total agreement with the 40% thing. right on mr winget. also like the tag of rant and roll. sincerely signed, boxofrocks totally agree. people have their own ability, their own power to make choices. that is all that life is. choices. there are no wrong choices,, there is only choice, and the responsibility of it. the media shapes peoples minds. the media ( in total) has probably spent more money since the 60’s, to understand how to make people FEEL a certain way, and linking THAT state to their particular product. so,,,,,, while sleepwalkers watch the hypnobox
( see TV ) they are inundated with thousands of messages to buy spend buy. simple.
make different choices, get different results. dont stop experimenting.

BUT, you cant change behavior till one first changes beliefs. change the beliefs, and the behavior will naturally change, as a by product. beliefs are powerful things. they influence. they are invisible. AND, as i see it, all of life, is either a belief, or a known. (whats the difference you may ask? ) the only way to know, to truely KNOW, is to experience. and everything else is just a belief.

in relation to money,,,,,,,,, people BUY things to make them feel better cause the self esteem is low. or its fun.

im also in total agreement with the 40% thing. right on mr winget.
also like the tag of rant and roll.
sincerely signed,
boxofrocks

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